Retirement Calculator
Dr. Luis Avila — MSU · Update any field to recalculate
Open in Safari for full functionality
Settings won't save here. Tap a button below to open properly.
Method 1 — iCloud link
Method 2 — Copy path
Method 3 — Open URL
Withdrawal rate
Annual withdrawal rate
4.0%
Quick set:
3% — Conservative
4% — Classic rule
5% — Moderate
6% — Aggressive
Retirement snapshot
Retire at 67
Retire at 70
Cost of living — retirement destination
Home equity — 117 Grand Ridge Rd, Starkville MS
Auto-fetch Zestimate from Zillow
Your key is saved locally in your browser and never sent anywhere except directly to RapidAPI.
Property ID: 122389935 (117 Grand Ridge Rd)
Retirement accounts
Account
Balance
Employee / yr
Employer / yr
Projected at 67
Projected at 70
Income sources
Source
Monthly at 67
Monthly at 70
Annual at 67
Annual at 70
Portfolio growth — accumulation phase
Annual return volatility (std dev):
8% — Low
12% — Moderate
17% — High
% std dev
Portfolio during retirement — withdrawal phase
Retire at 67 — depletes at age
—
Retire at 70 — depletes at age
—
Post-retirement return
4.0%
Inflation rate
2.5%
Solid lines show nominal portfolio value; dashed lines show real purchasing power in today's dollars (inflation-adjusted). Portfolio compounds at the post-retirement return rate ; annual withdrawal is deducted each year.
Retirement horizon:
To age 87 (20 yrs)
To age 92 (25 yrs)
To age 97 (30 yrs)
To age 102 (35 yrs)
Edit accounts
Account
Balance ($)
Employee contrib/yr ($)
Employer contrib/yr ($)